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Owner-only excluded workers’ comp

Solo X: Instant ghost policies

Tired of the Assigned Risk? We were too. That’s why we developed Solo X, an instant excluded workers’ comp ghost policy. Designed for those with no employees, subs, or day labor, Solo X is easy, affordable, and hassle-free.

Say bye-bye to long wait times and mid-term audits, because writing ghost policies just got easier. Especially when it comes to trucking, handymen, and hundreds of other classes. Learn More

Owner-only included workers’ comp

Solo I: Coverage for even the smallest accounts

We value our agents and their clients. We have partnered with top carriers to offer coverage to their small accounts, providing them with the best protection out there. Learn More

Group programs

Upfront discounts with dividends based on performance

  • Artisan contractors
  • Auto service
  • Faith based organizations
  • Golf
  • Home health
  • Hospitality
  • Mail package delivery
  • Professional services

Program partners

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