Solo I
Affordable workers' comp for businesses with no employees.
Affordable and effective
| Eligible Applicants | Businesses with no employees, day laborers, or subcontractors. |
| Eligible Entities | Sole Proprietors, LLCs, Partnerships, Non-contracting S-corps. |
| Minimum Premium WC |
|
| Owner/Officer Coverage |
|
| Increased Limits Available |
|
| Accident Policy | Optional |
| Waivers Available |
|
| Pay Plans Available |
|
| Online Submission |
|
|
Requirements |
|
| Insured Email |
|
| SSN (Tax IDs not accepted) |
|
| Age Restriction |
|
Most carriers won't write a workers' comp policy that includes the owner when there are no other employees. We will.
Get Started
Solo I is an affordable option for businesses with no employees. For a one person company with the owner included, you would typically need to go through Assigned Risk Program. But with Solo I, you get extremely competitive rates with our specialized carriers.
Class Codes
Most class codes are acceptable, however, there are some exclusions due to reinsurance treaty agreements. View our successful classes of business.
Employees
If the owner hires a W2 employee during the policy period, we must be notified of payroll. Premium will be subject to audit and adjusted accordingly. Upon renewal the insured will be moved into the Plus Program.
Great for businesses with no employees
No mid-term audit
Many companies require contractors to be audited 30 days after the policy is activated, which can be a real pain. Solo I is simple. A single yearly audit. One and done.
Waivers of Subrogation available
Our number one priority is to help small business owners get to work, the right way. That's why we've made Waivers of Subrogation available at any time.
Increased Limits available
Not many small policies offer increased Employer Liability Limits. We're not your average policy. If you need the extra coverage, we've got you.
Fast processing
Our team works diligently to provide the fastest turnaround possible. Applications are typically processed the same day we receive them.