Eligible Applicants | Businesses with no employees, day laborers, or subcontractors (1099ers). |
Eligible Entities | Sole Proprietors, LLCs, Partnerships, Non-contracting S-corps. |
Minimum Premium WC |
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Owner/Officer Coverage |
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Increased Limits Available |
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Accident Policy | Optional |
Waivers Available |
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Pay Plans Available |
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3rd Party Financing Avail |
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Online Submission |
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Requirements |
|
Insured Email |
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SSN (Tax IDs not accepted) |
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Age Restriction |
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Eligible Applicants Businesses with no employees, day laborers, or subcontractors (1099ers). |
|
Eligible Entities Sole Proprietors, LLCs, Partnerships, Non-contracting S-corps. |
|
Minimum Premium WC |
![]() |
Owner/Officer Coverage |
![]() |
Increased Limits Available |
![]() |
Accident Policy | Optional |
Waivers Available |
![]() |
Pay Plans Available |
![]() |
3rd Party Financing Avail |
![]() |
Online Submission |
![]() |
Requirements |
|
Insured Email |
![]() |
SSN (Tax IDs not accepted) |
![]() |
Age Restriction |
![]() |
Most carriers won't write a workers' comp policy that includes the owner when there are no other employees. We will.
Solo I is an affordable option for businesses with no employees. For a one person company with the owner included, you would typically need to go through Assigned Risk Program. But with Solo I, you get extremely competitive rates with our specialized carriers.
Most class codes are acceptable, however, there are some exclusions due to reinsurance treaty agreements. View our successful classes of business.
If the owner hires a W2 employee during the policy period, we must be notified of payroll. Premium will be subject to audit and adjusted accordingly. Upon renewal the insured will be moved into the Plus Program.
Many companies require contractors to be audited 30 days after the policy is activated, which can be a real pain. Solo I is simple. A single yearly audit. One and done.
Our number one priority is to help small business owners get to work, the right way. That's why we've made Waivers of Subrogation available at any time.
Not many small policies offer increased Employer Liability Limits. We're not your average policy. If you need the extra coverage, we've got you.
Our team works diligently to provide the fastest turnaround possible. Applications are typically processed the same day we receive them.