Solo I

Affordable workers' comp for businesses with no employees.

Solo I Overview

Affordable and effective

Eligible Applicants	Businesses with no employees, day laborers, or subcontractors (1099ers).
Eligible Entities	Sole Proprietors, LLCs, Partnerships, Non-contracting S-corps.
Minimum Premium WC
Owner/Officer Coverage
Increased Limits Available
Accident Policy	Optional
Waivers Available
Pay Plans Available
3rd Party Financing Avail
Requirements
Insured Email
SSN (Tax IDs not accepted)
Age Restriction

Eligible Applicants Businesses with no employees, day laborers, or subcontractors (1099ers).
Eligible Entities Sole Proprietors, LLCs, Partnerships, Non-contracting S-corps.
Minimum Premium WC
Owner/Officer Coverage
Increased Limits Available
Accident Policy	Optional
Waivers Available
Pay Plans Available
3rd Party Financing Avail
Online Submission
Requirements
Insured Email
SSN (Tax IDs not accepted)
Age Restriction

Coverage for owners with no employees

Most carriers won't write a workers' comp policy that includes the owner when there are no other employees. We will.

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Won't break the bank

Solo I is an affordable option for businesses with no employees. For a one person company with the owner included, you would typically need to go through Assigned Risk Program. But with Solo I, you get extremely competitive rates with our specialized carriers.

A deeper look

Class Codes

We write 600+ classes of business. View our successful classes of business.

Employees

If the owner hires a W2 employee during the policy period, just let us know. Premium will be subject to audit and adjusted accordingly. Upon renewal the insured will be moved into the Plus Program.

*Please note that use of subcontractors (1099ers) or day laborers is ineligible for the program.

Comp coverage

Great For businesses with no employees

No mid-term audit

Many companies require contractors to be audited 30 days after the policy is activated, which can be a real pain. Solo I is simple. A single yearly audit. One and done.

Waivers of Subrogation available

Our number one priority is to help small business owners get to work, the right way. That's why we've made Waivers of Subrogation available at any time.

Increased Limits available

Not many small policies offer increased Employer Liability Limits. We're not your average policy. If you need the extra coverage, we've got you.

Instant quotes

Quickly decide whether Solo X (owner excluded) or Solo I (owner included) is the right choice. Then bind online.

SOLO I AVAILABLITY